ET Money's Focus
ET Money (by Times Internet) offers mutual fund investing, expense tracking via SMS reading, and insurance comparison. It's feature-rich but focused primarily on mutual funds and insurance.
What's Missing
ET Money doesn't track Fixed Deposits with maturity calculations, Recurring Deposits, savings account balances, or personal loans. For most Indian investors who hold a mix of these, it provides an incomplete picture.
The RupeeTracker Advantage
RupeeTracker is built specifically for the Indian investment mix — FDs, RDs, stocks, mutual funds, savings accounts, and lending. Plus a portfolio health score, maturity calendar, and bank statement analysis. No SMS reading required.
Feature Comparison
| Feature | RupeeTracker | ET Money |
|---|---|---|
| FD / RD tracking | ✅ Yes — any bank | ❌ No |
| Mutual fund tracking | ✅ All AMFI schemes | ✅ ET Money funds only |
| Stocks (NSE/BSE) | ✅ Live prices | ❌ No |
| Savings account tracking | ✅ Yes | ❌ No |
| SMS reading | ❌ Never | ✅ Required for expenses |
| Portfolio health score | ✅ 0–100 | ❌ No |
| Maturity calendar | ✅ Yes | ❌ No |
| Insurance comparison | ❌ No | ✅ Yes |
| Bank statement analysis | ✅ Pro | ✅ Via SMS |
| Free plan | ✅ Yes | ✅ Yes |
Frequently Asked Questions
ET Money was rebranded to "1 Finance" in 2023. The app continues to operate under the 1 Finance brand. If you were using ET Money for mutual fund tracking, you can continue with 1 Finance or switch to RupeeTracker for a consolidated view of all investment types including FDs.
ET Money / 1 Finance does not have dedicated FD tracking with maturity calculations. RupeeTracker tracks FDs from any Indian bank with quarterly compounding, maturity calendars, and renewal alerts.
RupeeTracker adds FD tracking, RD tracking, savings account tracking, a portfolio health score (0–100), and a maturity calendar. It also requires no SMS access or bank account linking.
Switch to complete tracking
Every investment type. No SMS permissions needed.
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